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Florida Workers' Comp Rate Card — 2026

NCCI filed rates approved by FLOIR • Rates per $100 of payroll • 518 active codes

These are the NCCI filed rates approved by the Florida Office of Insurance Regulation (FLOIR) for 2026. Rates are expressed as dollars per $100 of payroll. Your actual premium depends on your experience modifier and program.

518 codes shown
Code Description 2026 Rate
per $100 payroll
Annual Cost
at $100K payroll
Quote
0005 Farm: Nursery EE's & Drivers $2.40 $2,400 Quote
0008 Farm: Gardening-Market or Truck- & Drivers $2.51 $2,510 Quote
0016 Orchard & Drivers-Fruit Harvesting $3.60 $3,600 Quote
0030 Sugar Cane Drivers & Workers $2.79 $2,790 Quote
0034 Producers- Poultry & Egg- Drivers $2.93 $2,930 Quote
0035 Farm Florists & Drivers $1.96 $1,960 Quote
0036 Dairy Farm including Drivers $3.58 $3,580 Quote
0037 Field Crops & Drivers: Farm $3.19 $3,190 Quote
0042 Landscaping $4.14 $4,140 Quote
0050 Farm Machiney-Operation by Contractors $3.83 $3,830 Quote
0052 Grove & Orchid Owners & Operaters $2.89 $2,890 Quote
0079 Farm: Berry Vineyard & Drivers $1.96 $1,960 Quote
0083 Farm: Cattle or Livestock $4.12 $4,120 Quote
0106 Tree Pruning $6.09 $6,090 Quote
0113 Fish Hatchery or Farm $2.36 $2,360 Quote
0153 Lawn/Shrub Spraying Including Drivers $2.52 $2,520 Quote
0170 Animal Raising & Drivers (Farm) $1.69 $1,690 Quote
0173 Berry Farm & Drivers $0.67 $670 Quote
0251 Irriagation or Drainage Canals & Pump Maintenance $2.63 $2,630 Quote
0401 Cotton Gin and Operations and Local Manager & Drivers $6.41 $6,410 Quote
0917 Inside Cleaning Services Inside Customers Res $2.76 $2,760 Quote
1005 Coal Excavating or Mining Surface & Drivers $3.57 $3,570 Quote
1164 Underground Stone Clay or Ore Extraction- Not Coal $2.43 $2,430 Quote
1165 Mining Maintenance of Buildings-Not Coal or Shafts $1.78 $1,780 Quote
1218 Phospate Mining & Drivers $1.77 $1,770 Quote
1320 Gas or Oil Leasing Owner Operators $1.55 $1,550 Quote
1322 Well Cleaning of Exisiting Wells by Contractor- No Drilling or Drivers $7.09 $7,090 Quote
1430 Red or White Lead Smelting $2.23 $2,230 Quote
1438 Blast Furnice Maintenance & Repairs& Drivers-Not Iron Or Lead $2.51 $2,510 Quote
1452 Ore Milling & Drivers -NOT LEAD $1.69 $1,690 Quote
1463 Asphalt Paving Contractor $7.43 $7,430 Quote
1472 Wood Distillation & Drivers $2.52 $2,520 Quote
1473 Resiin or Turpentine MFG & Drivers- Steam or Non Destructive Process $0.95 $950 Quote
1624 Quarry Operation & Drivers $2.19 $2,190 Quote
1642 Lime Manufacturing from Limestone $2.35 $2,350 Quote
1654 Quarry Operation -Cement is at least 75% $2.37 $2,370 Quote
1655 Quarry Operation -Lime is at least 75% $2.19 $2,190 Quote
1699 Mineral Installation Material- Rock Wool Crushing $2.30 $2,300 Quote
1701 Cement Manufaturing $2.66 $2,660 Quote
1710 Stone Crushing & Operators $3.36 $3,360 Quote
1741 Silica or Mineral Grinding & Drivers- Flint or Spar $1.94 $1,940 Quote
1747 Emery or Talc Grinding & Drivers $2.02 $2,020 Quote
1748 Abrasive Wheel MFG & Drivers - Compounding & Molding $3.17 $3,170 Quote
1803 Stone Cutting or Polishing & Drivers $4.58 $4,580 Quote
1853 Asbestos Manufacturing from Flake- MICA GOODS $1.94 $1,940 Quote
1860 Sandpaper or Emery Cloth Manufacturing $1.41 $1,410 Quote
1924 Cable Manufacturing- Wire - not iron or steel $1.87 $1,870 Quote
1925 Die Casting $2.25 $2,250 Quote
2003 Bakery-Cookies $2.78 $2,780 Quote
2014 Feed or Grain Milling $3.42 $3,420 Quote
2016 Cereral or Bar Manufacturing $2.17 $2,170 Quote
2021 MFG- Sugar Cane Or Sugar Beet to Sugar-Refining $2.55 $2,550 Quote
2039 Ice Cream MFG & Delivery $2.40 $2,400 Quote
2041 Candy Manufactuing-Sweet Confection $1.94 $1,940 Quote
2065 Condensed or or Malted Milk Manufacturing $2.05 $2,050 Quote
2070 Cheese or Butter Mfg & Drivers $3.65 $3,650 Quote
2081 Butchering $3.16 $3,160 Quote
2089 Packing House-Meat Products Handling & Butchery $2.59 $2,590 Quote
2095 Sausage or Fish Products Manufacturing-Meat Products $2.92 $2,920 Quote
2105 Fruit Packaging $3.41 $3,410 Quote
2110 Pickling-Mfg-Pickles $2.69 $2,690 Quote
2111 Cannery- Fruit & Vegetables $2.18 $2,180 Quote
2112 Fruit Preserving- Jellies & Jams $2.90 $2,900 Quote
2114 Oyster Processing-Shucking $1.15 $1,150 Quote
2119 Citrus Products Processing $1.70 $1,700 Quote
2121 Brewery Operation Including Distributing & Drivers $1.03 $1,030 Quote
2130 Liquor Distillory-Grain Alcolhol MFG $1.51 $1,510 Quote
2131 Liquor Bottling- Includes Warehousing-Blending $1.25 $1,250 Quote
2157 Bottling Operations-Includes Sign Errection & Repair $2.48 $2,480 Quote
2172 Tobacco Products Mfg- Includes Cigars & Cigarette $1.35 $1,350 Quote
2174 Tobacco Warehousing- Tobacco Auction Houses $2.30 $2,300 Quote
2211 Cotton Batting $6.99 $6,990 Quote
2220 Cotton Yarn or Thread Manufacturing $2.48 $2,480 Quote
2286 Wool Yarn Spining & Weaving $1.67 $1,670 Quote
2288 Felting Manufacturing- Mat Like Material $3.36 $3,360 Quote
2302 Silk Yarn or Thread Manufacturing $1.58 $1,580 Quote
2305 Synthetic Yarn Manufacturing-Rayon $0.73 $730 Quote
2361 Hosiery Manufacturing $1.63 $1,630 Quote
2362 Glove or Mitten Mfg. - Knit $1.96 $1,960 Quote
2380 Webbing MFG-Eleastic or Non Elastic Webbing $1.84 $1,840 Quote
2388 Embroidering Textile Fabrics $1.29 $1,290 Quote
2402 Rug or Carpet Making $1.76 $1,760 Quote
2413 Cloth Printing - Silk Screening-/Textile Bleaching $1.93 $1,930 Quote
2416 Yarn Finishing or Dyeing $1.78 $1,780 Quote
2417 Machine Printing of All Fabrics-Cloth $1.25 $1,250 Quote
2501 Cloth & Canvas Making- Clothing $1.67 $1,670 Quote
2503 Tailoring or Dress Making-Custom $0.73 $730 Quote
2534 Artificail Flowers or Hair Extensions or Wigs-Feather $1.70 $1,700 Quote
2570 Mattress Making Including Box Springs $2.88 $2,880 Quote
2585 Laundry Operation-Not Retail $2.57 $2,570 Quote
2586 Cleaning & Dyeing Plant Operations -Wholsale $3.67 $3,670 Quote
2587 Toilet & Towel Supply Company- Route Supervisors & Drivers $2.62 $2,620 Quote
2589 Dry Cleaning and Laundry Store& Drivers - Retail $1.90 $1,900 Quote
2623 Leather-Tanning-Patent or Enamel $3.34 $3,340 Quote
2651 Shoe Stock Making $1.41 $1,410 Quote
2660 Shoe Making including Boots-Hand or Machine $1.36 $1,360 Quote
2670 Glove Making - Leather or Textile $1.22 $1,220 Quote
2683 Luggage Making- Travel or Handbags $1.55 $1,550 Quote
2688 Leather Goods Making- Wallets $1.39 $1,390 Quote
2702 Logging and Tree Removal Operations $6.18 $6,180 Quote
2710 Sawmill-Lumber Production $5.84 $5,840 Quote
2714 Veneer MFG - Bark Removal By Steam-Cutting $3.96 $3,960 Quote
2731 Planing Wood- Molding and Planers $3.09 $3,090 Quote
2735 Furniture - Wood-Manufacturing $3.81 $3,810 Quote
2759 Pallet or Box Assembly $4.18 $4,180 Quote
2790 Pattern Manufacturing-From Wood or Metal- Ex:Shoe Forms $1.61 $1,610 Quote
2797 Factory: Modular or Pre Fab Homes $3.82 $3,820 Quote
2802 Carpentry - Shop Only - & Drivers $3.38 $3,380 Quote
2835 Broom or Brush Making with no sawing $1.96 $1,960 Quote
2836 Broom or Brush Making - Sawing or Molding $1.96 $1,960 Quote
2841 Woodenware Manufacturing- Sawing $2.66 $2,660 Quote
2881 Furniture & Cabinet Shop by hand $2.25 $2,250 Quote
2883 Wood Furniture & Cabinet Shop $3.08 $3,080 Quote
2915 Veneer Products Mfg - Hardwood Flooring $2.07 $2,070 Quote
2916 Veneer Product Mfg - Does Not Include MFG of Veneer itself $2.97 $2,970 Quote
2923 Piano Maker-Frames $1.33 $1,330 Quote
2960 Wood Preserving- Pole $4.02 $4,020 Quote
3004 Iron or Steel Making including Drivers $1.02 $1,020 Quote
3018 Rolling Mill Inclduding Drivers- Iron or Steel $2.70 $2,700 Quote
3022 Pipe or Tube Maker- Does not include Iron or Steel $2.42 $2,420 Quote
3027 Brass $2.33 $2,330 Quote
3028 Pipe Maker- Iron or Steel $3.27 $3,270 Quote
3030 Iron or Steel: Fab Shop $3.52 $3,520 Quote
3040 Iron or Steel: Fabrication: Iron or Steel-Shop-Ornamental - & Drivers $3.97 $3,970 Quote
3041 Decorative or Artistic Iron or Steel Fabrication Shop $2.51 $2,510 Quote
3042 Elevator or Escalator Maker $2.56 $2,560 Quote
3064 Metal Sign Maker $2.87 $2,870 Quote
3076 Fireproof Equipment Saw Manufacturing $2.70 $2,700 Quote
3081 Ferrous Foundry- Cast or Malleable Iron $3.16 $3,160 Quote
3082 Steel Casting Foundry for Railroads or Car Wheels $3.29 $3,290 Quote
3085 Non Ferrous Foundry- Brass $3.15 $3,150 Quote
3110 Forging Iron or Steel Shapes- Includes Engine Parts $2.80 $2,800 Quote
3111 Blacksmith-Commercial $1.59 $1,590 Quote
3113 Tool & Saw $1.38 $1,380 Quote
3114 Tool Maker- Drop or Machine Forged $2.07 $2,070 Quote
3118 Saw Making- Hand & Power Saws $1.39 $1,390 Quote
3119 Needle Maker- includes Pens or Pen nibs $0.61 $610 Quote
3122 Cutlery-Carving Knife Maker- Butcher & Pocket Knifes $1.23 $1,230 Quote
3126 Agricultural Tool Maker-Mining $2.08 $2,080 Quote
3131 Metal Button or Fasterner Maker $1.83 $1,830 Quote
3132 Nut or Bolt Maker- from Iorn or Steel Stock Received from Others $2.02 $2,020 Quote
3145 Screw Maker- Wood & Machine Screws $1.45 $1,450 Quote
3146 Hardware Maker- Doorknobs $1.69 $1,690 Quote
3169 Gas & Electric Stove Maker $1.76 $1,760 Quote
3175 Radiator Maker - Steam and Hot Water $2.23 $2,230 Quote
3179 Lighting Fixtures -MFG $1.36 $1,360 Quote
3180 MFG&Repair -Lighting $2.37 $2,370 Quote
3188 Plumbig Supplies $1.54 $1,540 Quote
3220 Can Maker- Light Guage Metal $1.10 $1,100 Quote
3223 Coleman or Gas Latern Type Maker $1.76 $1,760 Quote
3224 Bathtub or Pot Maker- Enamel Ware Products $2.22 $2,220 Quote
3227 Cooking Pot Maker - Made from Sheet Aluminum $2.43 $2,430 Quote
3240 Wire Maker- Iron or Steel Stranding or Rope $2.89 $2,890 Quote
3241 Wire Drawing Machine Operations - Materials Received from others $2.46 $2,460 Quote
3255 Wire Cloth Maker $1.78 $1,780 Quote
3257 Wire Goods MFG- Includes Light Guage Fencing $2.40 $2,400 Quote
3270 Grommets $1.50 $1,500 Quote
3300 Bed Spring Wire Maker $2.71 $2,710 Quote
3303 Spring Maker- Not Wire- Auto Bumper Making & Repair $2.19 $2,190 Quote
3307 Metal Heat Treating $1.81 $1,810 Quote
3315 Brass or Copper Goods Maker- Stamping & Hammering $2.40 $2,400 Quote
3334 Tin Foil Maker $1.69 $1,690 Quote
3336 Metal Lost Wax Foundry- Lead or Brass received from others $1.57 $1,570 Quote
3365 Welding Shop- Welding or Cutting by Contract $3.76 $3,760 Quote
3372 Electroplating- Placing Decorative or Protective Coating $1.97 $1,970 Quote
3373 Galvanizing or Tinting - Not an Electronic Process $3.01 $3,010 Quote
3383 Jewelry Maker $1.09 $1,090 Quote
3385 Watch Maker $0.70 $700 Quote
3400 Metal Stamped Goods- Barrel or Drum $2.47 $2,470 Quote
3507 Agricultural Machine Maker-Reapers & Mowers $2.26 $2,260 Quote
3515 Knitting $1.18 $1,180 Quote
3548 Printing or Bookbinding Machine Maker $1.09 $1,090 Quote
3559 Candy Machine Maker- Confection Candies $1.48 $1,480 Quote
3574 Office Machine Maker- Cash Registers $0.59 $590 Quote
3581 Fuel Pump $0.84 $840 Quote
3612 Pump MFG & Repair $1.38 $1,380 Quote
3620 Boiler Maker-Compressed Air or Hydrolic Device - Pump Maker $2.01 $2,010 Quote
3629 Precision Machine Parts $1.01 $1,010 Quote
3632 Machine Shop $1.90 $1,900 Quote
3634 Automatic Sprinkler Head MFG-Valve Making $1.22 $1,220 Quote
3635 Gear Making or Grinding $1.30 $1,300 Quote
3638 Bearing Maker - Ball or Roll $1.28 $1,280 Quote
3642 Dry Chargeable Battery Maker $1.08 $1,080 Quote
3643 Electric Transmission or Power Equipment Maker $1.81 $1,810 Quote
3647 Battery Maker- Wet Batteries used for Storage of Charge $1.70 $1,700 Quote
3648 Auto Generators $0.99 $990 Quote
3681 TV $0.49 $490 Quote
3685 Scientific Instrument MFG $0.63 $630 Quote
3719 Oil Still Repair and Errection Contractor $0.88 $880 Quote
3724 Elect Apparatus or Repair-Garage & Overhead Doors $2.62 $2,620 Quote
3726 Steam Boiler Repair & Installation- Commercial Pressure Boilers $2.21 $2,210 Quote
3803 Metal Automobile Wheel Maker - Materials from Others $2.25 $2,250 Quote
3807 Auto Radiator Repair and MFG $1.45 $1,450 Quote
3808 Automobile Maker or Assembly of Complete Vehicles $1.88 $1,880 Quote
3821 Auto Junk Yard-Dismantiling or Part Salvage $4.94 $4,940 Quote
3822 Bus $3.77 $3,770 Quote
3824 Bus $2.59 $2,590 Quote
3826 Aircraft Engine Maker $0.57 $570 Quote
3827 Automobile Engine Maker $1.49 $1,490 Quote
3830 Airplane Mfg including Engines $0.81 $810 Quote
3851 Motorcycle Assembly and Manufacturing $1.46 $1,460 Quote
3865 Bicycle Manufacturing and Assembly $2.05 $2,050 Quote
3881 Railroad Car Maker- Rebuilding & Repairing included $2.42 $2,420 Quote
4000 Gravel or Sand Digging- Excavation of Surface Pits $3.61 $3,610 Quote
4021 Brick or Clay Product Makers & Drivers $2.90 $2,900 Quote
4024 Fire Brick Manufacturing & Drivers $2.54 $2,540 Quote
4034 Concrete Products Maker & Drivers- Shop or Yard Only $4.66 $4,660 Quote
4036 Plasterboard or Plaster Block Maker- Stucco Wall & Roof Coatings $1.76 $1,760 Quote
4038 Statue Maker- Includes Ornaments- From Plaster & Molds $1.80 $1,800 Quote
4053 Pottery Maker- Decorative or Architecural Terra-Cotta $1.41 $1,410 Quote
4061 Eathenware Pottery Maker- From Plaster of Paris $2.44 $2,440 Quote
4062 Porcelin Ware Pottery Maker- Ceramic Core $1.64 $1,640 Quote
4101 Polished/Blown Plate Glass Maker $3.05 $3,050 Quote
4111 Glassware Maker- Excluding Automatic Blowing Machines $1.55 $1,550 Quote
4113 Cut Glass Manufacturing Cut - No Automatic Blowing Machines $2.21 $2,210 Quote
4114 Mechanical Glass Process- Glassware Maker $1.94 $1,940 Quote
4130 Glass Merchant Shop $3.49 $3,490 Quote
4131 Mirror Maker $4.16 $4,160 Quote
4133 Stained Glass or Cathedral Art Glass Maker $2.46 $2,460 Quote
4206 Pulp Wood Maker- Wood Grinding $2.32 $2,320 Quote
4207 Pulp Wood Maker by Chemical Process $2.05 $2,050 Quote
4239 Paper Manufacturing $1.39 $1,390 Quote
4240 Paper Box Manufacturing $1.84 $1,840 Quote
4243 Box Manufacturing-Flat & Unglued Folding Paper $1.64 $1,640 Quote
4244 Fiberboard or Corrugated Container Maker $1.88 $1,880 Quote
4250 Paper Laminating or Corrugated- Steam or Gas Heated Metal Drum $1.95 $1,950 Quote
4251 Stationery Maker- Notebooks $2.66 $2,660 Quote
4263 Fiber Goods Making- Example Tolet Seats & Egg Holders $2.62 $2,620 Quote
4273 Paper or Plastic Bag Makers $2.25 $2,250 Quote
4279 Paper Goods MFG-Paper Plates $2.85 $2,850 Quote
4282 Drafting Pattern Paper Maker- Received from others $0.89 $890 Quote
4283 Felt Building or Roofing Paper- Making of Shingles and Sidings $1.35 $1,350 Quote
4299 Printer-Commercial $1.41 $1,410 Quote
4304 Newspaper Publisher $3.67 $3,670 Quote
4307 Bookbinding - Hand & Machinery $1.39 $1,390 Quote
4351 Photoengraving $0.81 $810 Quote
4352 Engraving-Metal Plates then impressions on Paper Stock - Cards $1.08 $1,080 Quote
4361 Photographer $0.66 $660 Quote
4410 Rubber Goods Maker $2.26 $2,260 Quote
4420 Rubber Tire Maker-New Tires $2.36 $2,360 Quote
4431 Optical & Magnetic Recording Media Mfg- Cassettes $0.87 $870 Quote
4432 Foutain Pen Maker- Includes Mechanical Pencils & Ball Points $1.13 $1,130 Quote
4452 Fabricated Plastics Maker- Rods $2.08 $2,080 Quote
4459 Plastic Sheet Rod or Tube Maker- Plastic Molding Materials $2.18 $2,180 Quote
4470 Insulated Electrical Cable Maker- includes Covering $1.97 $1,970 Quote
4484 Plastics - Mfg- Raw Materials such as Pellets or Granules $1.97 $1,970 Quote
4493 Fabric Coating-Oils $1.38 $1,380 Quote
4511 Analytical Labs-Collectors of Samples $0.56 $560 Quote
4557 Ink Makers $2.10 $2,100 Quote
4558 Paint Makers- Lead not included $1.59 $1,590 Quote
4568 Salt or Borax Refining- Materials received from others $1.70 $1,700 Quote
4581 Phosphate Workers - Phosphate Rock or Pebble Bagging & Shipping $0.67 $670 Quote
4583 Fertilizer Makers including Drivers- $3.58 $3,580 Quote
4611 Drug $0.95 $950 Quote
4635 Oxygen or Hydrogen MFG & Drivers $2.16 $2,160 Quote
4653 Glue Making & Drivers- Animal Glues Liquid or Powder Form(s) $1.50 $1,500 Quote
4665 Rendering Works- Animal Cadavor Pick up Hide Storage & Shipment $5.20 $5,200 Quote
4670 Cottonseed Oil Maker- Mechanical Extraction $3.00 $3,000 Quote
4683 Vegetable Oil Maker- Rotary screw or Hydraulic pressing $2.75 $2,750 Quote
4686 Vegetable Oil Maker - Solvent Extraction Process $2.07 $2,070 Quote
4692 Dental Lab $0.53 $530 Quote
4693 Surgical or Pharmaceutical Goods Maker $0.75 $750 Quote
4703 Corn Products Maker- Starch Making $1.12 $1,120 Quote
4710 Candle Manufacturing $1.82 $1,820 Quote
4717 Butter Substitute Mfg- Vegetable Margarine $1.58 $1,580 Quote
4720 Soap Maker- Aniaml Fats $1.83 $1,830 Quote
4740 Oil Refining - Refining and retrieving gas & Crude Oils $1.39 $1,390 Quote
4741 Asphalt & Tar Distilling or Refining & Drivers $2.24 $2,240 Quote
4751 Synthetic Rubber Making- Buna-S $2.09 $2,090 Quote
4777 Fireworks or Explosives Distribution-Wholesale or Retail Merchants $3.20 $3,200 Quote
4825 Drug Manufacturing- Blending $1.00 $1,000 Quote
4902 Sporting Goods MFG-Golf Clubs $1.76 $1,760 Quote
4923 Photographic Supplies Maker- Film $1.22 $1,220 Quote
5020 Ceiling Installation Contractors- Suspended Acoustical Grid Type $4.10 $4,100 Quote
5022 Masonry: Block $5.22 $5,220 Quote
5037 Painting Metal Commercial Structures Above 2 Stories $7.05 $7,050 Quote
5040 Iron or Steel Erection-Frame $7.16 $7,160 Quote
5057 Iron or Steel: Erection -Other $2.86 $2,860 Quote
5059 Iron or Steel Erection - 2 Stories & Under $10.40 $10,400 Quote
5069 Iron or Steel Erection - Frame Structures 2 Stories & Under $15.35 $15,350 Quote
5102 Door & Window Installation $4.45 $4,450 Quote
5146 Furniture or Fixtures Installation $3.26 $3,260 Quote
5160 Elevators Errection & Rep $1.57 $1,570 Quote
5183 Plumbing & Drivers $2.74 $2,740 Quote
5188 Automatic Sprinklers Installation & Drivers $3.28 $3,280 Quote
5190 Electrical Wiring-Inside & Drivers-Electrition $2.97 $2,970 Quote
5191 Office Machine Install & Inspection $0.83 $830 Quote
5192 Vending Machines-Installation $0.83 $830 Quote
5213 Concrete Work- Rebar-Forms Reinforcing Steel $5.18 $5,180 Quote
5215 Concrete Work - 1 or 2 family - Connected Garages $5.12 $5,120 Quote
5221 Concrete or Cement- Flat-Driveways-Concrete Floors $3.87 $3,870 Quote
5222 Concrete -Bridges Culverts $3.87 $3,870 Quote
5223 Swimming Pool Const $2.60 $2,600 Quote
5348 Ceramic Tile $2.67 $2,670 Quote
5402 Hothouse Erection-All Operations $4.77 $4,770 Quote
5403 Carpentry - Wood-Termite Control or Wood Playgrounds $4.36 $4,360 Quote
5437 Carpentry -Cabinet Install-Interior Finish Carpentry $4.57 $4,570 Quote
5443 Lathing & Drivers- Interior & Exterior $2.62 $2,620 Quote
5445 Drywall $4.53 $4,530 Quote
5462 Glazier-Glass & Mirror-Away from Shop $4.01 $4,010 Quote
5472 Asestos Removal Contractor-Boiler & Pipe Work&Drivers $3.83 $3,830 Quote
5473 Asbestos Removal-No Pipe & Boiler-Removal Contractors $5.65 $5,650 Quote
5474 Painting Including Shop Operations & Drivers $4.48 $4,480 Quote
5478 Floor Covering Installation $2.12 $2,120 Quote
5479 Acoustical or Thermal Insulation Work within Building or Walls $4.59 $4,590 Quote
5480 Plastering -Interior Specialist Contractors $5.90 $5,900 Quote
5491 Wall Paper Hanging & Drivers- Patterned or Solid Color $2.53 $2,530 Quote
5506 Street or Road Paving or Repaving & Drivers - Includes Airport Runways $4.10 $4,100 Quote
5507 Street or Road Construction: Sub Surface Work& Drivers $3.29 $3,290 Quote
5508 Street or Road Const & Drivers- Excavating Rock $4.41 $4,410 Quote
5509 Street or Road Const by State $5.94 $5,940 Quote
5551 Roofing- All Including Drivers $6.75 $6,750 Quote
5606 General Contractor-Project Manager $0.85 $850 Quote
5610 Cleaner- Debris Removal - $3.39 $3,390 Quote
5613 Cleaner - Debris Removal- Temporary Labor Service $5.18 $5,180 Quote
5645 Framers-Detached 1 or 2 Family Dwelings $7.69 $7,690 Quote
5651 Framers-3 Stories or Less- $4.89 $4,890 Quote
5703 Building Rasing or Moving & Drivers $6.62 $6,620 Quote
5705 Salvage Operation-Damanged Building Removal-No Wrecking $7.74 $7,740 Quote
5951 Virus or Anti Toxin Serum Making & Drivers $0.39 $390 Quote
6017 Dam or Lock Construction- Concrete-Includes Scaffolding and Molds $2.07 $2,070 Quote
6018 Dam or Lock Construction- Earth Movement & Placement $2.14 $2,140 Quote
6045 Levee Construction- All Operations to Completion & Drivers $2.66 $2,660 Quote
6204 Drilling not related to Gas or Oil Wells $4.47 $4,470 Quote
6206 Oil or Gas Wells Including Acidizing Cementing & Drivers $2.60 $2,600 Quote
6213 Oil or Gas Well Equipment Leasing $1.45 $1,450 Quote
6214 Oil or Gas Well Casing Perforating-All EE's & Drivers $1.20 $1,200 Quote
6216 Oil or Gas Field Specialists Maintenance Contractors-Lease Work $3.84 $3,840 Quote
6217 Excavating & Drivers $3.27 $3,270 Quote
6229 Irrigation or Drainage System Construction & Drivers $3.44 $3,440 Quote
6233 Oil or Gas Pipeline-Cross Country Construction& Drivers $1.47 $1,470 Quote
6235 Oil or Gas Wells-Drilling or Redrilling & Drivers $3.65 $3,650 Quote
6236 Oil or Gas Wells-Recovery or Delivery of Casing $3.83 $3,830 Quote
6237 Oil or Gas Wells-Surveyor Work or Analysis Testing $1.60 $1,600 Quote
6251 Tunneling- Tunnel Construction-Non Pneumatic $4.81 $4,810 Quote
6252 Shaft Sinking-Pile Driving $2.93 $2,930 Quote
6306 Sewer Construction & Drivers $3.58 $3,580 Quote
6319 Gas Main or Connection-Includes Steam & Water Mains & Drivers $2.83 $2,830 Quote
6325 Conduit Construction- For Cables or Wires & Drivers $3.21 $3,210 Quote
6400 Fence Install & Repair- Metal $3.70 $3,700 Quote
6504 Food Products Making- Including Coffee $2.83 $2,830 Quote
6801 Boat Building - Wood U.S. Act $4.12 $4,120 Quote
6811 Boat Building - Wood State Act $2.71 $2,710 Quote
6824 Boat Building or Repair -Including Fiberglass $4.49 $4,490 Quote
6826 Marina including Drivers U.S. Act $2.39 $2,390 Quote
6828 Boat Building & Repair- Fiberglass Only including Dealears $4.12 $4,120 Quote
6834 Boat Building or Repair - State Act $2.04 $2,040 Quote
6836 Marina including Drivers State Act $2.10 $2,100 Quote
6838 Ship Building - Iron or Steel - Drivers $2.04 $2,040 Quote
6843 Ship Building - Iron or Steel - U.S. Act $5.16 $5,160 Quote
6845 Naval Ship Building-U.S. Act $4.77 $4,770 Quote
6854 Shipbuilding-Iron & Steel Commercial Vessels & Drivers $4.24 $4,240 Quote
6872 Ship Repair Conversion U.S. Act $5.49 $5,490 Quote
6874 Ship Hull Painting-Includes Cleaning & Scaling-U.S. Act $7.00 $7,000 Quote
6882 Ship Repair-Ships in Dry Docks $1.53 $1,530 Quote
6884 Ship Hull Painting $4.24 $4,240 Quote
7133 Railroad Operation- All EE's & Drivers $1.83 $1,830 Quote
7201 Animal Stables-Boarding & Drivers $6.38 $6,380 Quote
7204 Greyhound Breeding $1.07 $1,070 Quote
7205 Horse Training $6.69 $6,690 Quote
7219 Trucking: All EE's & Drivers $5.01 $5,010 Quote
7222 Trucking - Oil Field Equipment- All EE's & Drivers $6.42 $6,420 Quote
7230 Trucking-Parcel & Package Delivery-All EE's & Drivers $5.18 $5,180 Quote
7231 Mail or Parcel Delivery by Service Package - Courier Companies $6.22 $6,220 Quote
7309 Stevedoring $5.49 $5,490 Quote
7313 Coal Dock Ops and Stevedoring $2.42 $2,420 Quote
7317 Stevedoring by Hand or Hand Trucks Only $6.52 $6,520 Quote
7327 Stevedoring-Containerized Freight -Gantry Cranes $13.40 $13,400 Quote
7350 Freight Handling -US Act $5.29 $5,290 Quote
7360 Freight Handling -State Act $2.94 $2,940 Quote
7370 Limousine or Taxicab Company $3.66 $3,660 Quote
7380 Drivers & Chauffeurs $4.49 $4,490 Quote
7382 Bus Company- All EE's & Drivers $4.49 $4,490 Quote
7383 College or School Bus Drivers $3.17 $3,170 Quote
7390 Wholesale Beer or Ale Dealer & Drivers-Wholesale $2.82 $2,820 Quote
7403 Aviation-Ground Personelle & Drivers $2.63 $2,630 Quote
7405 Aviation-Flying Crew-Scheduled or Commuter $0.65 $650 Quote
7420 Aviation-Stunt Flying $5.14 $5,140 Quote
7421 Aviation- Company owned Flying Creww $0.50 $500 Quote
7422 Fying Crew -other than Helicopters $1.04 $1,040 Quote
7425 Aircraft or Helicopter Operation: Flying Crew $0.35 $350 Quote
7431 Air Charter-Taxi or Flying Crew $0.52 $520 Quote
7502 Gas Company Distributor - Local EE's & Drivers $1.63 $1,630 Quote
7515 Oil or Gas Pipeline Operators & Drivers $0.64 $640 Quote
7520 Waterworks Operation & Drivers $1.78 $1,780 Quote
7538 Powerline or Electric Light Construction & Drivers $1.65 $1,650 Quote
7539 Powerline or Electric Company All Other Employees & Drivers $1.04 $1,040 Quote
7540 Rural Electrification Adminstration - Light or Power Cooperative $1.62 $1,620 Quote
7580 Sewage Disposal Plant Operation & Drivers $1.69 $1,690 Quote
7590 Garbage Works-Reduction & Inceneration $2.81 $2,810 Quote
7600 Telecommunications Co- All EE's & Drivers $3.47 $3,470 Quote
7605 Fire & Burglar Alarm Installation & Repair & Drivers $2.12 $2,120 Quote
7610 Broadcast or Radio Station - TV or Motion Pics-All EE's & Drivers $0.35 $350 Quote
7704 Fire Fighters and Drivers $3.85 $3,850 Quote
7720 Police Officers & Drivers $2.57 $2,570 Quote
7855 Railroad Construction- Track Laying or Maintenance $2.30 $2,300 Quote
8001 Florists & Drivers $2.38 $2,380 Quote
8002 Car Rental Company- EE's & Drivers $1.80 $1,800 Quote
8006 Gas Station- Self Service & Convienence/Grocery $1.54 $1,540 Quote
8008 Retail Store-Wearing Apparel-Dry Goods $1.05 $1,050 Quote
8010 Hardware Store $1.34 $1,340 Quote
8013 Jewelry Store $0.24 $240 Quote
8015 Printing or Copying- Quick Printing- All EE's & Clerical $0.68 $680 Quote
8017 Retail Store $1.18 $1,180 Quote
8018 Store: Wholesale- Art Supplies $2.92 $2,920 Quote
8021 Store: Fish $2.27 $2,270 Quote
8031 Store: Meat & Fish-Retail $1.73 $1,730 Quote
8032 Store: Clothing - Wholesale $1.60 $1,600 Quote
8033 Store: Meat $1.18 $1,180 Quote
8039 Retail Department Store $1.48 $1,480 Quote
8044 Store: Furniture & Drivers $1.92 $1,920 Quote
8045 Drug Store $0.85 $850 Quote
8046 Auto Parts Store & Drivers $2.41 $2,410 Quote
8047 Wholesale Drug Store $0.74 $740 Quote
8058 Building Material Dealer-New Materials Only-Store EE's $2.53 $2,530 Quote
8061 Store: Groceries & Provisions-Retail-Convienence $1.67 $1,670 Quote
8072 Bookstore-Book $0.61 $610 Quote
8102 Seed Merchant $1.60 $1,600 Quote
8103 Wool Merchant $2.03 $2,030 Quote
8106 Iron or Steel Merchant & Drivers $3.54 $3,540 Quote
8107 Machinery Dealer $2.20 $2,200 Quote
8111 Plumbers Supply Dealer & Drivers $1.54 $1,540 Quote
8116 Farm Machinery Dealer $1.91 $1,910 Quote
8203 Ice Manufacturing & Distribution & Drivers $5.15 $5,150 Quote
8204 Building Material Yard & Local Managers $2.82 $2,820 Quote
8209 Vegetable Packing including Drivers $3.49 $3,490 Quote
8215 Feed $3.57 $3,570 Quote
8227 Constructruction - Permanent Yard $3.37 $3,370 Quote
8232 Lumberyard-New Materials Only-Warehouse EE's & Drivers $3.85 $3,850 Quote
8233 Coal Merchant & Local Managers & Drivers $2.76 $2,760 Quote
8235 Door & Sash Dealer- Assembled Work & Drivers $3.65 $3,650 Quote
8263 Junk Dealer & Drivers- Collecting or Handling $4.67 $4,670 Quote
8264 Bottle Dealer & Drivers- Secondhand Material Incl paper stock $3.82 $3,820 Quote
8265 Iron or Steel Scrap Dealers & Drivers $3.22 $3,220 Quote
8273 Horse Breeding-Involving Stallions- Includes Drivers $2.76 $2,760 Quote
8274 Horse Breeding-Not Involving Stallions- Includes Drivers $3.54 $3,540 Quote
8279 Stable or Breeding Farm & Drivers $5.37 $5,370 Quote
8288 Livestock Dealer or Commission Merchant $6.03 $6,030 Quote
8291 Warehouse Storing - Cold Warehouse $2.97 $2,970 Quote
8292 Storage Warehouse $2.46 $2,460 Quote
8293 Furniture Storage Warehouse & Drivers $4.82 $4,820 Quote
8304 Grain Elevator Operation & Drivers $4.82 $4,820 Quote
8350 Gas or Oil Dealer & Drivers $3.59 $3,590 Quote
8353 Propane Sales-LPG & Salespersons & Drivers $4.32 $4,320 Quote
8380 Auto Service & Repair Center & Drivers $1.67 $1,670 Quote
8381 Gasoline Station-Self Service Only-Retail $1.58 $1,580 Quote
8385 Garage Employees=Bus Company $1.89 $1,890 Quote
8392 Auto Storage Garage-Parking Lot or Parking Station $1.57 $1,570 Quote
8393 Automobile Body Repair Shop $1.18 $1,180 Quote
8500 Metal Scrap Dealer & Drivers $3.92 $3,920 Quote
8601 Architectural or Engineering Firm-Consulting $0.28 $280 Quote
8606 Geophysical Exploration-Seismic-All EE's & Drivers $0.97 $970 Quote
8709 Stevedoring-Weighers $3.45 $3,450 Quote
8719 Stevedoring-Talliers & Checking Clerks $2.09 $2,090 Quote
8720 Real Estate Appraisal - Inspection of Risks for Valuation $0.95 $950 Quote
8721 Real Estate Appraisal Company - Outside Employees $0.19 $190 Quote
8726 Steamship Line or Agency-Port Employees $1.11 $1,110 Quote
8742 Outside Sales Personelle- Collectors or Messengers $0.22 $220 Quote
8745 News Agent or Distributor of Magizines $2.92 $2,920 Quote
8748 Automobile Salespersons $0.32 $320 Quote
8755 Labor Union-All EE's $0.28 $280 Quote
8800 Direct Mail Advertising Company- & Clerical Support EE's $1.55 $1,550 Quote
8803 Accounting Auditor-Traveling $0.04 $40 Quote
8810 Clerical Employees $0.11 $110 Quote
8820 Attorney Office $0.07 $70 Quote
8824 Retirement Livning Centers - Health Care EE's $2.11 $2,110 Quote
8825 Retirement Livning Centers - Food Service EE's $1.31 $1,310 Quote
8826 Reitirement Living Center - All Other EE's $1.91 $1,910 Quote
8831 Veterinary Hospital & Drivers $1.12 $1,120 Quote
8832 Physician Office Including Clerical Office Staff $0.22 $220 Quote
8833 Hospital: Professional EE's $0.67 $670 Quote
8835 Nursing-Home Heatlh $1.38 $1,380 Quote
8841 Nursing Home: Professional EE's $1.16 $1,160 Quote
8868 College or School-Professional Employees & Clerical $0.04 $40 Quote
8869 Child Care Center-Professional EE's $0.93 $930 Quote
8871 Clerical Telecommuter $0.03 $30 Quote
8901 Telephone or Telegraph Company- Office EE's & Clerical $0.10 $100 Quote
9014 Buldings-Operations by Contractor $2.45 $2,450 Quote
9015 Property MGMT by Owner-Maintenance-All Other EE's $2.57 $2,570 Quote
9016 Amusement Park-Exhibition Operators & Drivers $1.64 $1,640 Quote
9019 Bridge or Vehicular Tunnel Operations & Drivers $2.02 $2,020 Quote
9033 Housing Authority-Clerical Sales & Drivers $1.62 $1,620 Quote
9040 Hospital-All Other EE's $2.75 $2,750 Quote
9047 Nursing Home- All Other EE's $1.94 $1,940 Quote
9052 Hotel-All Other EE's & Drivers $1.56 $1,560 Quote
9058 Hotel- Restaurant EE's $1.20 $1,200 Quote
9060 Country Club-Golf $1.12 $1,120 Quote
9061 Club: Not Otherwise Classified & Clerical $1.09 $1,090 Quote
9063 YMCA or Fitness $0.69 $690 Quote
9077 United States Armed Service Risk-All EE's & Drivers $4.12 $4,120 Quote
9082 Restaurant $1.16 $1,160 Quote
9083 Restaurant: Fast Food $1.20 $1,200 Quote
9084 Bar $1.05 $1,050 Quote
9089 Billard Hall $0.69 $690 Quote
9093 Bowling Lane $1.02 $1,020 Quote
9101 College: All Other EE's $2.18 $2,180 Quote
9102 Park/Lawn Maintenance- All Other EE's $2.53 $2,530 Quote
9154 Theater-All Other EE's $1.38 $1,380 Quote
9156 Theater-Players $2.35 $2,350 Quote
9178 Athletic Sports Park-No Contact Sports $3.80 $3,800 Quote
9179 Athletic Sports or Park - Contact Sports $5.46 $5,460 Quote
9180 Amusement Device Operator-Not Traveling & Drivers $2.49 $2,490 Quote
9182 Athletic Sports Park - Operations & Drivers $1.46 $1,460 Quote
9186 Carnival $8.92 $8,920 Quote
9220 Cemetarty Operations & Drivers $4.10 $4,100 Quote
9402 Street Cleaning & Drivers $4.14 $4,140 Quote
9403 Garbage Collection-Ashes & Refuse-Includes Drivers $5.33 $5,330 Quote
9410 Municipal $1.99 $1,990 Quote
9501 Painting Shop Only & Drivers $2.20 $2,200 Quote
9505 Painting: Automobile or Carriage Bodies $2.57 $2,570 Quote
9516 Radio $1.63 $1,630 Quote
9519 Household Appliance-Electrical Installation $3.38 $3,380 Quote
9521 Home Furnishing Installation & Upholstering $2.58 $2,580 Quote
9522 Upholstering $1.73 $1,730 Quote
9534 Mobile Crane And Hoisting Service Contractors $3.99 $3,990 Quote
9586 Barber/Beauty Shop $0.43 $430 Quote
9600 Taxidermist $1.68 $1,680 Quote
9620 Funeral Director & Drivers $1.40 $1,400 Quote

Rate Card FAQ

A workers' compensation class code is a four-digit number assigned by NCCI (National Council on Compensation Insurance) that categorizes the type of work an employee performs. Each code carries its own rate that reflects the historical claim frequency and severity for that work type. A roofing contractor (5551) carries a higher rate than a clerical worker (8810) because roofing has significantly higher injury rates. Your policy premium is calculated by applying the rate for each code to your payroll in that classification.

Your base premium is calculated as: (Payroll ÷ 100) × Rate. That base is then multiplied by your experience modifier (EMR) if applicable. Additional charges such as SUTA, FICA, FUTA, and administrative fees apply in a PEO program. The "Annual Cost at $100K Payroll" column in the table above shows the raw WC-only cost — your total PEO cost includes the employer tax components as well. Use our instant quote tool to see the full picture for your specific payroll and trade.

Rates reflect the actual historical injury data for each job type. Roofing (5551) is one of the highest-rated codes in Florida because falls from height produce serious, costly injuries at a higher rate than most other trades. Clerical or inside sales work carries minimal risk and a correspondingly low rate. NCCI analyzes claims data across all Florida employers in each code and files rate adjustments with FLOIR annually. The rates on this page are the NCCI filed rates effective for 2026 — your actual cost may differ based on your experience modifier and the program you're in.

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NCCI filed rates for 2026

High-mod & loss-history welcome

No year-end audit

FL License #L077476

Common High-Risk Codes

5183 – Plumbing & Drivers $2.74
5190 – Electrical Wir… $2.97
5403 – Carpentry - Wo… $4.36
5551 – Roofing- All I… $6.75
5645 – Framers-Detach… $7.69
6217 – Excavating & Drivers $3.27
All FL codes →

About These Rates

Rates shown are NCCI filed rates for 2026 approved by the Florida Office of Insurance Regulation (FLOIR). Rates are expressed as dollars per $100 of payroll. Actual premiums depend on your experience modifier, program type, and specific classifications. Rates may be updated during the year.

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