Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0042
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.14 | — | NCCI FL Filing |
| 2025 | $4.63 | +11.8% (+$0.49) | NCCI FL Filing |
| 2024 | $4.81 | +3.9% (+$0.18) | NCCI FL −15.1% overall |
| 2023 | $5.83 | +21.2% (+$1.02) | NCCI FL Filing |
| 2022 | $6.69 | +14.8% (+$0.86) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Landscaping
This code applies to the work in planning, clearing, grading, and planting that is necessary for landscaping jobs. The clearing and grading performed by those insured by this code is of the necessary operation for the completion of the project to not include the changing of the contour of the land. In addition, those insured by this code may have nursery operations - limited and conducted to the work to furnish their landscaping business.
Quick Premium Estimate
Based on the 2026 filed rate of $4.14 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,070.00 | $172.50 |
| $100,000 | $4,140.00 | $345.00 |
| $200,000 | $8,280.00 | $690.00 |
| $500,000 | $20,700.00 | $1,725.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 0042
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist