Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5020
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.10 | — | NCCI FL Filing |
| 2025 | $4.90 | +19.5% (+$0.80) | NCCI FL Filing |
| 2024 | $5.43 | +10.8% (+$0.53) | NCCI FL −15.1% overall |
| 2023 | $6.63 | +22.1% (+$1.20) | NCCI FL Filing |
| 2022 | $7.65 | +15.4% (+$1.02) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Ceiling Installation Contractors- Suspended Acoustical Grid Type
This code applies to contractors who specialize in the installation of acoustic grid-type ceilings. The operations include attaching the hanging wires to building ceilings using screws or clips. Metal t-bars are then attached to the wires and snapped together to form the ceiling grid system. The acoustical tiles are placed in the grid system to form the suspended ceiling.
Quick Premium Estimate
Based on the 2026 filed rate of $4.10 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,050.00 | $170.83 |
| $100,000 | $4,100.00 | $341.67 |
| $200,000 | $8,200.00 | $683.33 |
| $500,000 | $20,500.00 | $1,708.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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