Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5215
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.12 | — | NCCI FL Filing |
| 2025 | $5.36 | +4.7% (+$0.24) | NCCI FL Filing |
| 2024 | $5.15 | -3.9% ($0.21) | NCCI FL −15.1% overall |
| 2023 | $5.75 | +11.7% (+$0.60) | NCCI FL Filing |
| 2022 | $6.68 | +16.2% (+$0.93) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Concrete Work - 1 or 2 family - Connected Garages
This code includes the construction of incidental concrete in conjunction of one or two family private residences or dwellings which do not exceed 3 stories in height. This would include pouring of concrete footings, foundation walls, cellar floors, basements, sidewalks, and driveways.
Quick Premium Estimate
Based on the 2026 filed rate of $5.12 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,560.00 | $213.33 |
| $100,000 | $5,120.00 | $426.67 |
| $200,000 | $10,240.00 | $853.33 |
| $500,000 | $25,600.00 | $2,133.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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