Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8826
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.91 | — | NCCI FL Filing |
| 2025 | $1.99 | +4.2% (+$0.08) | NCCI FL Filing |
| 2024 | $2.05 | +3.0% (+$0.06) | NCCI FL −15.1% overall |
| 2023 | $2.26 | +10.2% (+$0.21) | NCCI FL Filing |
| 2022 | $2.43 | +7.5% (+$0.17) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Reitirement Living Center - All Other EE's
Workers' compensation class code 8826 — "Reitirement Living Center - All Other EE's" — covers Florida workers in rubber, plastic, and synthetic materials manufacturing. These employees operate molding equipment, extruders, calendering machines, and finishing tools in environments with heat exposure, chemical contact risks, and the ergonomic demands of high-repetition manufacturing work.
The 2025 Florida filed rate for code 8826 is $1.92 per $100 of payroll. Historical data: 2022: $2.43, 2023: $2.26, 2024: $2.04, 2025: $1.92. Rates for this code have declined 21% since 2022 — part of Florida's broader workers' comp market improvement driven by tort reform and loss-cost reductions approved by FLOIR. Rubber and plastics manufacturing generates workers' comp claims primarily from equipment-related injuries, heat exposure, and chemical contact with processing compounds. Florida's plastics packaging and automotive component manufacturing sectors employ significant numbers of workers in these classifications.
Florida rubber and plastics manufacturers must implement process-specific hazard controls including machine guarding, heat stress prevention programs, and chemical handling procedures for processing compounds and solvents. OSHA's general industry standards for powered industrial trucks, machine guarding (1910.212), and HazCom all apply to typical plant operations.
Accurate payroll classification across different production functions — molding operators, quality control, maintenance, and shipping — is important for premium accuracy. Florida plastics manufacturers often benefit from working with a PEO or specialty insurer who can help manage workers' comp alongside HR compliance in a manufacturing environment.
Quick Premium Estimate
Based on the 2026 filed rate of $1.91 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $955.00 | $79.58 |
| $100,000 | $1,910.00 | $159.17 |
| $200,000 | $3,820.00 | $318.33 |
| $500,000 | $9,550.00 | $795.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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