Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8061
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.67 | — | NCCI FL Filing |
| 2025 | $1.79 | +7.2% (+$0.12) | NCCI FL Filing |
| 2024 | $1.73 | -3.4% ($0.06) | NCCI FL −15.1% overall |
| 2023 | $2.06 | +19.1% (+$0.33) | NCCI FL Filing |
| 2022 | $2.06 | 0.0% ($0.00) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Store: Groceries & Provisions-Retail-Convienence
Workers' compensation class code 8061 — "Store: Groceries & Provisions-Retail-Convienence" — applies to Florida retail and wholesale businesses. Florida's large consumer market, major tourism economy, and growing population support one of the largest retail workforces in the United States, making proper workers' comp classification important for the thousands of retail businesses operating throughout the state.
The 2025 Florida filed rate for code 8061 is $1.93 per $100 of payroll. Rate history: 2022: $2.06, 2023: $2.47, 2024: $2.06, 2025: $1.93. Rates for this code have declined 6.3% since 2022 — part of Florida's broader workers' comp market improvement driven by tort reform and loss-cost reductions approved by FLOIR. Retail workers face slip-and-fall hazards, lifting injuries from stocking and receiving, and — in some retail environments — customer-related incidents. Florida's retail injury profile is generally lower severity than industrial classifications, but the high employee count in this sector makes cumulative premium significant.
Florida retail employers should focus on loss prevention through good housekeeping practices, safe material handling training for stocking and receiving employees, and proper ergonomic workstation design at checkout positions. Delivery and warehouse functions should be classified separately from retail floor employees, as those codes carry different — often higher — rate levels.
Florida retail businesses with multiple locations often benefit from working with a PEO or specialty workers' comp program that provides volume-based pricing. Accurate reporting of seasonal employees and part-time staff, particularly during Florida's winter tourist season, is essential for avoiding premium discrepancies at year-end payroll audit.
Quick Premium Estimate
Based on the 2026 filed rate of $1.67 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $835.00 | $69.58 |
| $100,000 | $1,670.00 | $139.17 |
| $200,000 | $3,340.00 | $278.33 |
| $500,000 | $8,350.00 | $695.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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