Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3113
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.38 | — | NCCI FL Filing |
| 2025 | $1.59 | +15.2% (+$0.21) | NCCI FL Filing |
| 2024 | $1.61 | +1.3% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $1.93 | +19.9% (+$0.32) | NCCI FL Filing |
| 2022 | $1.99 | +3.1% (+$0.06) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Tool & Saw
This code applies to the insureds manufacturing tools, dies, jigs and machine fixtures which are not dropped or machine forged. This code includes the forging which refers to the heating of metal in a furnance or hearth and beating or hammering the metal into the desired shape.
Quick Premium Estimate
Based on the 2026 filed rate of $1.38 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $690.00 | $57.50 |
| $100,000 | $1,380.00 | $115.00 |
| $200,000 | $2,760.00 | $230.00 |
| $500,000 | $6,900.00 | $575.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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