Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2003
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.78 | — | NCCI FL Filing |
| 2025 | $2.86 | +2.9% (+$0.08) | NCCI FL Filing |
| 2024 | $2.82 | -1.4% ($0.04) | NCCI FL −15.1% overall |
| 2023 | $3.39 | +20.2% (+$0.57) | NCCI FL Filing |
| 2022 | $3.70 | +9.1% (+$0.31) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Bakery-Cookies
This code applies to the baking or frying of baked goods (cookies/crackers) and cooked/uncooked frozen bakery items.
Quick Premium Estimate
Based on the 2026 filed rate of $2.78 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,390.00 | $115.83 |
| $100,000 | $2,780.00 | $231.67 |
| $200,000 | $5,560.00 | $463.33 |
| $500,000 | $13,900.00 | $1,158.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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