Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5507
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.29 | — | NCCI FL Filing |
| 2025 | $3.97 | +20.7% (+$0.68) | NCCI FL Filing |
| 2024 | $4.02 | +1.3% (+$0.05) | NCCI FL −15.1% overall |
| 2023 | $4.66 | +15.9% (+$0.64) | NCCI FL Filing |
| 2022 | $5.24 | +12.4% (+$0.58) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Street or Road Construction: Sub Surface Work& Drivers
This code applies to employees involved in street or road construction pertaining to subsurface work. This code includes the clearing of the right-of-way, earth excavating, and filling and grading of the principal street.
Quick Premium Estimate
Based on the 2026 filed rate of $3.29 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,645.00 | $137.08 |
| $100,000 | $3,290.00 | $274.17 |
| $200,000 | $6,580.00 | $548.33 |
| $500,000 | $16,450.00 | $1,370.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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