Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0005
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.40 | — | NCCI FL Filing |
| 2025 | $2.72 | +13.3% (+$0.32) | NCCI FL Filing |
| 2024 | $2.88 | +5.9% (+$0.16) | NCCI FL −15.1% overall |
| 2023 | $3.81 | +32.3% (+$0.93) | NCCI FL Filing |
| 2022 | $4.31 | +13.1% (+$0.50) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Farm: Nursery EE's & Drivers
This applies to all facilities or acreage devoted to the growing of trees, shrubs, plants or flowering shrubs outside of the description of operations outlined in Code 0035. This code also includes retail and/or wholesale sales performed from the nursery location. This code's operations include planting, fertilizing, watering, trimming, potting, and re-plotting plants and transplanting at nursery locations. Additionally under this code, you may deliver their products to customers and plant these products at the customers location.
Quick Premium Estimate
Based on the 2026 filed rate of $2.40 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,200.00 | $100.00 |
| $100,000 | $2,400.00 | $200.00 |
| $200,000 | $4,800.00 | $400.00 |
| $500,000 | $12,000.00 | $1,000.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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