Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5223
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.60 | — | NCCI FL Filing |
| 2025 | $3.12 | +20.0% (+$0.52) | NCCI FL Filing |
| 2024 | $3.13 | +0.3% (+$0.01) | NCCI FL −15.1% overall |
| 2023 | $3.95 | +26.2% (+$0.82) | NCCI FL Filing |
| 2022 | $4.46 | +12.9% (+$0.51) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Swimming Pool Const
This code includes the construction of all types of pools including municipal, commercial, or domestic in nature. The construction of iron or steel pools would be classified under Code 5069 because the operation would include welding of steel plates and other operations dealing with iron or steel pool construction.
Quick Premium Estimate
Based on the 2026 filed rate of $2.60 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,300.00 | $108.33 |
| $100,000 | $2,600.00 | $216.67 |
| $200,000 | $5,200.00 | $433.33 |
| $500,000 | $13,000.00 | $1,083.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 5223
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist