Florida 2026 Filed Rate
-5.2% vs 2025Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History: Code 2585
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.57 | -5.2% ($0.14) | NCCI FL Filing |
| 2025 | $2.71 | +3.4% (+$0.09) | NCCI FL Filing |
| 2024 | $2.62 | -17.9% ($0.57) | NCCI FL −15.1% overall |
| 2023 | $3.19 | -5.9% ($0.20) | NCCI FL Filing |
| 2022 | $3.39 | - | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Laundry Operation-Not Retail
This code applies to those who engage in laundering operations. This includes both retail and wholesale laundries.
Quick Premium Estimate
Based on the 2026 filed rate of $2.57 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,285.00 | $107.08 |
| $100,000 | $2,570.00 | $214.17 |
| $200,000 | $5,140.00 | $428.33 |
| $500,000 | $12,850.00 | $1,070.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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