Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2797
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.82 | — | NCCI FL Filing |
| 2025 | $4.06 | +6.3% (+$0.24) | NCCI FL Filing |
| 2024 | $4.29 | +5.7% (+$0.23) | NCCI FL −15.1% overall |
| 2023 | $6.04 | +40.8% (+$1.75) | NCCI FL Filing |
| 2022 | $7.20 | +19.2% (+$1.16) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Factory: Modular or Pre Fab Homes
This code applies to the insureds that manufacture or fabricate manufactured modular or prefabricated homes at a factory site only. These homes are also known as mobile homes. Framing of these homes can be done with wood or metal studs.
Quick Premium Estimate
Based on the 2026 filed rate of $3.82 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,910.00 | $159.17 |
| $100,000 | $3,820.00 | $318.33 |
| $200,000 | $7,640.00 | $636.67 |
| $500,000 | $19,100.00 | $1,591.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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