Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5474
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.48 | — | NCCI FL Filing |
| 2025 | $5.01 | +11.8% (+$0.53) | NCCI FL Filing |
| 2024 | $5.13 | +2.4% (+$0.12) | NCCI FL −15.1% overall |
| 2023 | $6.55 | +27.7% (+$1.42) | NCCI FL Filing |
| 2022 | $7.14 | +9.0% (+$0.59) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Painting Including Shop Operations & Drivers
This code applies to employees engaging in painting of exterior or interior surfaces of commercial or residential facilities that are constructed of wood, concrete, stone, or a combination thereof regardless of height.
Quick Premium Estimate
Based on the 2026 filed rate of $4.48 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,240.00 | $186.67 |
| $100,000 | $4,480.00 | $373.33 |
| $200,000 | $8,960.00 | $746.67 |
| $500,000 | $22,400.00 | $1,866.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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