Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2881
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.25 | — | NCCI FL Filing |
| 2025 | $2.33 | +3.6% (+$0.08) | NCCI FL Filing |
| 2024 | $2.48 | +6.4% (+$0.15) | NCCI FL −15.1% overall |
| 2023 | $2.92 | +17.7% (+$0.44) | NCCI FL Filing |
| 2022 | $3.13 | +7.2% (+$0.21) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Furniture & Cabinet Shop by hand
This code applies to the insureds that receive furniture parts such as tabletops, table legs, chair parts, bedsteads and other wood furniture pieces from outside sources and aseemble these same pieces into final products. This code also includes some of the finishing work on these furniture parts such as trimming, sanding, polishing and painting.
Quick Premium Estimate
Based on the 2026 filed rate of $2.25 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,125.00 | $93.75 |
| $100,000 | $2,250.00 | $187.50 |
| $200,000 | $4,500.00 | $375.00 |
| $500,000 | $11,250.00 | $937.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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