Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4282
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.89 | — | NCCI FL Filing |
| 2025 | $0.93 | +4.5% (+$0.04) | NCCI FL Filing |
| 2024 | $0.96 | +3.2% (+$0.03) | NCCI FL −15.1% overall |
| 2023 | $1.12 | +16.7% (+$0.16) | NCCI FL Filing |
| 2022 | $1.25 | +11.6% (+$0.13) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Drafting Pattern Paper Maker- Received from others
This code applies to employees manufacturing paper dresses, coats, patterns, etc.
Quick Premium Estimate
Based on the 2026 filed rate of $0.89 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $445.00 | $37.08 |
| $100,000 | $890.00 | $74.17 |
| $200,000 | $1,780.00 | $148.33 |
| $500,000 | $4,450.00 | $370.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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