Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3821
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.94 | — | NCCI FL Filing |
| 2025 | $5.57 | +12.8% (+$0.63) | NCCI FL Filing |
| 2024 | $5.65 | +1.4% (+$0.08) | NCCI FL −15.1% overall |
| 2023 | $6.79 | +20.2% (+$1.14) | NCCI FL Filing |
| 2022 | $7.00 | +3.1% (+$0.21) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Auto Junk Yard-Dismantiling or Part Salvage
This code applies to the dismantling or wrecking or used automobiles, motorcycles, and trucks for the salvaging of parts. This code may include the removal of saleable parts by the use of hand tools. In addition, the salvaged parts may be repaired or reconditioned and sold over the counter.
Quick Premium Estimate
Based on the 2026 filed rate of $4.94 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,470.00 | $205.83 |
| $100,000 | $4,940.00 | $411.67 |
| $200,000 | $9,880.00 | $823.33 |
| $500,000 | $24,700.00 | $2,058.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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