Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2589
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.90 | — | NCCI FL Filing |
| 2025 | $2.07 | +8.9% (+$0.17) | NCCI FL Filing |
| 2024 | $2.15 | +3.9% (+$0.08) | NCCI FL −15.1% overall |
| 2023 | $2.46 | +14.4% (+$0.31) | NCCI FL Filing |
| 2022 | $2.76 | +12.2% (+$0.30) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Dry Cleaning and Laundry Store& Drivers - Retail
This code applies to the local laundry and dry-cleaner where clothing may be left for dry-cleaning and washable items for laundry. Mostly pickup and delivery services are available under this code.
Quick Premium Estimate
Based on the 2026 filed rate of $1.90 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $950.00 | $79.17 |
| $100,000 | $1,900.00 | $158.33 |
| $200,000 | $3,800.00 | $316.67 |
| $500,000 | $9,500.00 | $791.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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