Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 2802
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.38 | — | NCCI FL Filing |
| 2025 | $3.86 | +14.2% (+$0.48) | NCCI FL Filing |
| 2024 | $4.01 | +3.9% (+$0.15) | NCCI FL −15.1% overall |
| 2023 | $4.93 | +22.9% (+$0.92) | NCCI FL Filing |
| 2022 | $5.40 | +9.5% (+$0.47) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Carpentry - Shop Only - & Drivers
This code applies to shop fabrication of wood roof & building of trusses, stairs, stairsteps, rails, railings, banisters, sash, door or assembled mill work, wood picket fence manufacturing, laminated wood building beams and columns manufacturing. Installation of these products are to be seperately rated in another code classification.
Quick Premium Estimate
Based on the 2026 filed rate of $3.38 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,690.00 | $140.83 |
| $100,000 | $3,380.00 | $281.67 |
| $200,000 | $6,760.00 | $563.33 |
| $500,000 | $16,900.00 | $1,408.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 2802
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist