Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5069
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $15.35 | — | NCCI FL Filing |
| 2025 | $18.21 | +18.6% (+$2.86) | NCCI FL Filing |
| 2024 | $18.18 | -0.2% ($0.03) | NCCI FL −15.1% overall |
| 2023 | $20.59 | +13.3% (+$2.41) | NCCI FL Filing |
| 2022 | $20.48 | -0.5% ($0.11) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Iron or Steel Erection - Frame Structures 2 Stories & Under
This code applies to the constructing of iron or steel dwellings including the fabricating or assembling at the jobsite. This code applies to the iron or steel work on one or two family residences or other buildings used for living purposes - not to exceed 2 stories in height.
Quick Premium Estimate
Based on the 2026 filed rate of $15.35 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $7,675.00 | $639.58 |
| $100,000 | $15,350.00 | $1,279.17 |
| $200,000 | $30,700.00 | $2,558.33 |
| $500,000 | $76,750.00 | $6,395.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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