Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 3146
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.69 | — | NCCI FL Filing |
| 2025 | $1.79 | +5.9% (+$0.10) | NCCI FL Filing |
| 2024 | $1.75 | -2.2% ($0.04) | NCCI FL −15.1% overall |
| 2023 | $2.01 | +14.9% (+$0.26) | NCCI FL Filing |
| 2022 | $2.30 | +14.4% (+$0.29) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Hardware Maker- Doorknobs
This code applies to the employees manufacturing a great number of products some of which are metal handbag frames, doorknobs, handles and key plates, saddlery hardware (including bits, buckles and snaps), casket hardware, trunk hardware, refrigerator handles and hinges, combination and time locks for safes, automotive specialities (such as choke & throttle rods, accelerator assemblies, metal moldings and incidental trim, tire and automobile locks and hood latches), roller and ice skates, horseshoes, etc.
Quick Premium Estimate
Based on the 2026 filed rate of $1.69 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $845.00 | $70.42 |
| $100,000 | $1,690.00 | $140.83 |
| $200,000 | $3,380.00 | $281.67 |
| $500,000 | $8,450.00 | $704.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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