Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 4361
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.66 | — | NCCI FL Filing |
| 2025 | $0.79 | +19.7% (+$0.13) | NCCI FL Filing |
| 2024 | $0.82 | +3.8% (+$0.03) | NCCI FL −15.1% overall |
| 2023 | $0.96 | +17.1% (+$0.14) | NCCI FL Filing |
| 2022 | $0.97 | +1.0% (+$0.01) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Photographer
This code applies to businesses involved in photography and/or videography. This code includes all posistions involved in photography and/or videography.
Quick Premium Estimate
Based on the 2026 filed rate of $0.66 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $330.00 | $27.50 |
| $100,000 | $660.00 | $55.00 |
| $200,000 | $1,320.00 | $110.00 |
| $500,000 | $3,300.00 | $275.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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