Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 0008
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.51 | — | NCCI FL Filing |
| 2025 | $2.60 | +3.6% (+$0.09) | NCCI FL Filing |
| 2024 | $2.73 | +5.0% (+$0.13) | NCCI FL −15.1% overall |
| 2023 | $3.30 | +20.9% (+$0.57) | NCCI FL Filing |
| 2022 | $3.57 | +8.2% (+$0.27) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Farm: Gardening-Market or Truck- & Drivers
This code applies to all facilities or acreage pertaining to the cultivation, harvesting and packing of perishable vegetables such as asparagus, green beans, beets, broccoli, brussel sprots, cabbage, carrots, cauliflower, celery, cucumbers, egg plant, horse radish, kale, lettuce, onions (including green), parsnips, peppers, radishes, rhubarb, rutabagas, spinach, sweet corn, taro, tomatoes, turnips, and zucchini.
Quick Premium Estimate
Based on the 2026 filed rate of $2.51 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,255.00 | $104.58 |
| $100,000 | $2,510.00 | $209.17 |
| $200,000 | $5,020.00 | $418.33 |
| $500,000 | $12,550.00 | $1,045.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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