Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 5037
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $7.05 | — | NCCI FL Filing |
| 2025 | $8.01 | +13.6% (+$0.96) | NCCI FL Filing |
| 2024 | $7.89 | -1.5% ($0.12) | NCCI FL −15.1% overall |
| 2023 | $9.39 | +19.0% (+$1.50) | NCCI FL Filing |
| 2022 | $11.70 | +24.6% (+$2.31) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Painting Metal Commercial Structures Above 2 Stories
This code applies to the painting of metal structures which exceed 2 stories in height. Commercial structures define 15 feet in height as being one story.
Quick Premium Estimate
Based on the 2026 filed rate of $7.05 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $3,525.00 | $293.75 |
| $100,000 | $7,050.00 | $587.50 |
| $200,000 | $14,100.00 | $1,175.00 |
| $500,000 | $35,250.00 | $2,937.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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