FL Comp Code: 2095

Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.

Rate History — Code 2095

Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.

Code Description

Sausage or Fish Products Manufacturing-Meat Products

Workers' compensation class code 2095 covers "Sausage or Fish Products Manufacturing-Meat Products" — employees in Florida's food processing, meat packing, seafood, and beverage manufacturing industries. Florida's agricultural abundance and coastal access support a large food processing sector, from citrus concentrate plants to seafood processing operations and large-scale meat and poultry facilities.

The 2025 Florida filed rate for code 2095 is $3.36 per $100 of payroll. Rate history: 2022: $4.24, 2023: $3.97, 2024: $3.58, 2025: $3.36. Rates for this code have declined 20.8% since 2022 — part of Florida's broader workers' comp market improvement driven by tort reform and loss-cost reductions approved by FLOIR. Food processing is among the more hazardous manufacturing sectors for workers' comp, with high rates of laceration injuries from cutting equipment, repetitive motion disorders from high-speed line work, and slip-and-fall incidents on wet processing floors. Cold storage operations add additional hazards from temperature exposure.

Florida food processing employers must comply with OSHA food processing standards, USDA/FDA facility requirements, and food safety regulations that often parallel worker safety requirements. Wet floor controls, machine guarding on cutting and grinding equipment, ergonomic line design, and cold stress prevention programs are all critical safety elements in these operations.

Return-to-work programs are particularly valuable in food processing, where light duty work is often available to accommodate employees recovering from common hand and wrist injuries. A structured return-to-work program can significantly reduce lost-time claim costs and lower the experience modification rate over time. Many Florida food processors work with PEOs who specialize in food industry HR and workers' comp management.

Quick Premium Estimate

Based on the 2026 filed rate of $2.92 per $100 of payroll:

These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →