Effective Date: April 9, 2026
Applies to: https://cheapworkerscompflorida.com and all subpages operated by Cheap Workers Comp Florida
1. Acceptance of Terms
By accessing or using this website, requesting a quote, submitting a contact form, or opting into our SMS program, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.
2. Services Provided
Cheap Workers Comp Florida provides workers' compensation insurance information, rate estimates, and referral services for Florida businesses. We are not an insurance carrier. All quotes are estimates based on information you provide and are subject to underwriter review and approval.
3. No Insurance Guarantee
Quote estimates generated through our website or SMS program do not constitute a binding insurance offer or policy. Final rates and coverage terms are determined by the insurance carrier and may differ from estimates based on actual underwriting review.
4. SMS Messaging Program
By opting into our SMS program — either by texting our number, checking the consent box on any of our forms, or otherwise providing written consent — you agree to receive text messages from Cheap Workers Comp Florida related to your workers' compensation inquiry, including:
- Quote estimates and follow-up questions
- Responses to questions about Florida workers' comp coverage
- Application status updates
- Account-related notifications
Message frequency: Varies; up to 10 messages per conversation thread.
Message & data rates may apply depending on your mobile carrier and plan.
To opt out: Reply STOP to any message. You will receive one final confirmation and no further messages.
For help: Reply HELP or contact us at info@cheapworkerscompflorida.com.
Consent to receive SMS messages is not a condition of purchase or obtaining a quote. We do not share your phone number with third parties for their marketing purposes.
5. Accuracy of Information
You agree to provide accurate and complete information when requesting a quote or contacting us. Providing false or misleading information may result in inaccurate quotes and is solely your responsibility.
6. Intellectual Property
All content on this website — including text, graphics, logos, tools, and code — is the property of Cheap Workers Comp Florida and may not be reproduced, distributed, or used without prior written permission.
7. Limitation of Liability
Cheap Workers Comp Florida is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website, reliance on any quote estimate, or participation in the SMS program. Use of this site and its tools is at your own risk.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.
9. Governing Law
These Terms are governed by the laws of the State of Florida. Any disputes shall be resolved in the courts of Florida.
10. Changes to These Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of our services after changes are posted constitutes your acceptance of the revised Terms.
11. Contact Us
If you have questions about these Terms, contact us at:
Cheap Workers Comp Florida
Phone: 1-877-315-COMP (2667)
Email: info@cheapworkerscompflorida.com