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Florida Workers' Comp
Guides & Insights

Straightforward answers to the questions Florida business owners actually ask about workers' compensation.

Compliance

Workers' Comp for 1099 Contractors in Florida: What the Law Actually Requires

The 1099 question is one of the most misunderstood areas of Florida workers' comp law. Many businesses assume 1099 status eliminates coverage requirements. Florida DFS sees it very differently.

Apr 12, 2025 • 7 min
Compliance

Florida Stop-Work Orders: What Triggers Them, the Penalties, and How to Avoid One

A stop-work order shuts down your job site immediately and comes with penalties that compound by the day. Here's what actually triggers an SWO in Florida, what the DFS looks for, and how to stay clear.

Mar 20, 2025 • 6 min
Compliance

Florida Workers' Comp Exemptions: Who Qualifies and How to File

Florida law allows certain business owners to exempt themselves from workers' comp coverage — but the rules differ significantly for construction vs. non-construction businesses. Here's what you need to know before filing.

Mar 10, 2025 • 7 min

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