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Claims & Costs

Florida Workers' Comp Audit: What to Expect and How to Prepare

A workers' comp audit at year-end can produce a bill — or a refund. Most businesses don't know what triggers it or how to prepare. Here's a plain-language guide to the audit process and how to come out ahead.

Mar 28, 2025 • 7 min
Claims & Costs

Florida Experience Modifier: What It Is and How to Lower It

Your experience mod is a multiplier applied to your workers' comp rate based on your claims history. A mod above 1.0 costs you money every year. Here's how the number is built and what you can realistically do about it.

Feb 17, 2025 • 7 min

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